All horizons
Horizon 04Blake · Finance Executive

The bookkeeper who never sleeps.

Invoicing, cash flow, bookkeeping, reporting, tax. The full finance function, without an accountant on payroll.

01Invoicing & Collections

Milestone marked complete Wednesday. Invoice fires Thursday morning, in your voice, with your brand. Day 7, polite reminder. Day 14, firmer. Day 21, I escalate. The pattern gets sharper over time: who pays in two days, who needs a phone call.

Money owed doesn't sit in someone else's inbox.

Receivables

$18,400 owed

4 open

Whitmore Industries

$6,200 · Day 3 of 30

On time

Linden Inc.

$4,800 · Day 12 · reminder sent

Chasing

Wilson Group

$7,400 · Day 24 · escalated to you

Action

Runway

Healthy

$2,800

Available this week

"Cash will be tight in 12 days. Two large invoices land that week but Whitmore's payment is likely 3-5 days after. Two options to bridge."

02Cash Flow & Forecasting

Every morning, your runway in one line. Mid-month flags before the gap appears. Two options to bridge, ready for your call.

You stop refreshing the bank app at midnight.

03Bookkeeping

Expenses categorised. Receipts attached. Books closed on the 1st. The kind of clean records that survive a tax audit, without you ever opening a spreadsheet.

Recent entries

Auto-categorised

Stripe payout

Revenue · Whitmore

+$6,200

AWS

Infrastructure

-$340

Coffee meetings

Sales & entertainment · 3 receipts

-$86

Office rent

Operations · monthly

-$1,200

Profitability

By client · last 3mo

Lizbeth & Co.$180/hr effective
Whitmore Industries$120/hr effective
Wilson Group$85/hr effective
"Lizbeth pays twice as well per hour as Wilson, even though Wilson feels bigger."
04Reporting

First Monday of every month, your P&L is drafted. Profitability per client visible. The numbers that matter, with the context to act on them.

You stop guessing which client is actually profitable.

05Tax & Compliance

VAT due on the 21st. By the 18th, the return is drafted from this period's transactions, ready for your review. Every deadline tracked, every calculation ready before you wake up.

You stop being the business that scrambles every quarter.

Upcoming deadlines

VAT return · Q1

Due in 3 days · drafted

Ready

PAYE · February

Due in 8 days · drafted

Ready

Withholding tax · Feb

Due in 14 days

In progress

Subscription audit

3 unused

Zoom Pro

Unused since February

$12/mo

$144/yr saved

Notion Team

2 active users, 6 paid seats

$48/mo

$384/yr saved

06Cost Intelligence

"This Zoom subscription is $12 a month. Nobody on the team has used it since February." The slow creep of fixed costs, caught early. The vendor renewal you forgot you signed, surfaced before it auto-renews.

14 days free at Wocker.ai

Your digital workers are ready for their first request.

Name one thing your business needs done. That is the whole sign up.

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